Fixed Deposit
Fixed Deposit
Invest your savings for a chosen period and earn attractive, assured returns with the Fixed Deposit facility offered by The Peoples’ Urban Co-Operative Bank Ltd.
A Fixed Deposit is a convenient investment option for customers who wish to keep their savings securely for a specific period while earning a predetermined rate of interest. It is suitable for customers looking for stable returns with capital protection and flexible investment tenure options.
Customers can select a deposit period according to their financial requirements and future plans. Depending on the deposit scheme and applicable terms, interest may be payable at periodic intervals or on maturity.
Fixed Deposits can be useful for planning future financial requirements such as education, marriage, retirement, major purchases or regular income needs. Eligible customers may also avail loan facilities against selected Fixed Deposits, subject to the Bank's prevailing rules and conditions.
Attractive Returns
Earn competitive interest on your deposit for the selected investment period.
Flexible Tenure
Choose a deposit period that suits your short-term or long-term financial planning.
Safe Investment
A suitable option for customers seeking stable returns with a disciplined investment approach.
Fixed Deposit Highlights
Attractive Interest Rates • Flexible Deposit Period • Monthly Income Option • Quarterly Interest Option • Senior Citizen Benefits • Loan Against Deposit Facility
Ideal For
Individuals, families, senior citizens and other eligible customers looking for a secure investment option with predictable returns and flexible tenure choices.
Interest Payment Options
Depending on the applicable Fixed Deposit scheme, customers may choose from available interest payment options such as monthly, quarterly or maturity-based payment, subject to the Bank's prevailing terms.
Open a Fixed Deposit
Visit your nearest branch to know more about current interest rates, available deposit periods, minimum deposit requirements, senior citizen benefits, nomination facility and other applicable terms and conditions.