ATM / Debit Card Services

Digital Banking

ATM / Debit Card Services

Enjoy convenient access to your bank account with ATM / Debit Card services from The Peoples’ Urban Co-Operative Bank Ltd., making everyday banking and payments simpler and more accessible.

Our ATM / Debit Card facility provides customers with convenient access to their accounts for everyday banking requirements. Customers can use their card at supported ATMs for cash withdrawals and other available ATM services without having to visit a branch for routine transactions.

The Debit Card can also be used for eligible purchases at merchant establishments and supported payment channels, providing a convenient alternative to carrying cash. Transactions are directly linked to the customer's eligible bank account and are subject to the available account balance, transaction limits and applicable banking rules.

Customers are advised to keep their card, PIN, OTP and other banking credentials confidential at all times and immediately report any lost card, suspected misuse or unauthorised transaction to the Bank.

ATM Access

Withdraw cash and access available ATM services conveniently using your ATM / Debit Card at supported ATM networks.

Convenient Payments

Use your Debit Card for eligible purchases and payments at supported merchant establishments and payment channels.

Secure Transactions

Card transactions are protected through applicable security controls and authentication mechanisms provided by the Bank and payment network.

ATM / Debit Card Service Highlights

Cash Withdrawal   •   ATM Services   •   Merchant Payments   •   Convenient Account Access   •   Secure Authentication   •   Easy Everyday Banking

Everyday Convenience

Your ATM / Debit Card provides convenient access to your eligible bank account for cash withdrawals and supported payment transactions. Available services and transaction limits are subject to the type of card, account and the Bank's prevailing rules.

Use Your Card Securely

Never share your ATM PIN, OTP, CVV, MPIN or other confidential banking information with anyone. Bank officials will never ask customers to disclose confidential passwords, PINs or OTPs.

Lost or Misplaced Your Card?

If your ATM / Debit Card is lost, stolen or you notice any suspicious or unauthorised transaction, contact the Bank immediately and request the card to be blocked to prevent further unauthorised usage.

Important Card Safety Tips

Keep your card in a secure place, memorise your PIN instead of writing it on the card, cover the keypad while entering your PIN at an ATM or payment terminal, and always verify transaction alerts received on your registered mobile number.

Need Assistance?

For ATM / Debit Card issuance, activation, transaction limits, card-related services, lost card reporting or other assistance, please contact or visit your nearest branch.