Deposits
Choose the Perfect Deposit Scheme
for Every Financial Goal
Whether you are planning your future, building regular savings, or investing for better returns, Peoples Urban Co-operative Bank offers secure deposit products designed to meet every financial requirement with trust, flexibility and attractive returns.
Savings Bank Account
A secure savings account offering convenient banking, attractive interest and complete digital banking services for individuals and families.
The Savings Bank Account from The Peoples’ Urban Co-Operative Bank Ltd. combines the benefits of regular savings with convenient access to essential banking services. It provides customers with a safe place to keep their money while earning interest on the available balance and enjoying easy access to funds whenever required.
Designed for individuals and families, the account supports day-to-day financial requirements such as deposits, withdrawals, fund transfers, digital payments and other routine banking transactions. Customers can conveniently manage their money through the banking facilities offered by the Bank.
With access to ATM / Debit Card services, Mobile Banking and UPI-based digital payments, the Savings Bank Account makes everyday banking easier and more convenient. Nomination facility is also available as per applicable banking rules.
Salaried employees, students, homemakers, senior citizens and regular banking customers.
Current Account
A flexible banking account designed for businesses, traders, professionals and institutions that require convenient and frequent banking transactions.
The Current Account from The Peoples’ Urban Co-Operative Bank Ltd. provides a convenient banking solution for customers who carry out regular business transactions. It is designed especially for businesses and organisations that require easy access to their funds and efficient management of day-to-day receipts and payments.
The account enables customers to conveniently manage deposits, withdrawals, cheque transactions, fund transfers and other regular banking requirements. NEFT and RTGS facilities provide convenient options for transferring funds for business and professional requirements.
Current Accounts are suitable for business firms, companies, traders, professionals, trusts and institutions looking for a reliable banking relationship for managing their regular financial transactions.
Convenient banking facilities designed to support the regular financial requirements of businesses, professionals and institutions.
Convenient fund transfer facilities including NEFT and RTGS for managing business payments and financial transactions.
Manage frequent deposits, withdrawals, cheque transactions and other day-to-day banking requirements conveniently.
Fixed Deposit
Invest once and enjoy guaranteed returns with flexible tenure options and attractive interest rates.
Highlights
- Higher Interest Rates
- Flexible Deposit Period
- Monthly Income Option
- Quarterly Interest Option
- Senior Citizen Benefits
- Loan Against Deposit Facility
Investors seeking safe returns with capital protection and assured income.
Recurring Deposit
Build wealth through disciplined monthly savings with guaranteed maturity value and attractive returns.
Highlights
- Monthly Deposit Scheme
- Guaranteed Maturity Amount
- Flexible Deposit Amount
- Automatic Savings Habit
- Nomination Facility
- Safe Investment Option
Individuals planning future education, marriage, travel or long-term financial goals.
NRE Fixed Deposit
Secure deposit solutions for Non-Resident Indians with attractive returns and complete repatriation benefits.
Highlights
- Attractive Interest Rates
- Repatriable Funds
- Foreign Income Savings
- Flexible Tenure Options
- Loan Against Deposit
- Safe Investment in India
Non-Resident Indians looking for secure investment opportunities in India.
Special Deposit Schemes
Exclusive deposit products launched by the Bank from time to time with additional customer benefits and special interest options.
Highlights
- Special Promotional Schemes
- Higher Interest Opportunities
- Limited Period Offers
- Flexible Investment Options
- Safe & Secure Deposits
- Easy Renewal Facility
Customers looking for exclusive deposit opportunities announced by the Bank.
Banking You Can Trust.
Deposits That Grow With You.
Peoples Urban Co-operative Bank offers a wide range of deposit products designed to provide safety, flexibility and consistent returns while helping customers achieve their financial goals.
Safe & Secure Investments
Your deposits are maintained with complete transparency, ensuring safety and peace of mind throughout the investment period.
Competitive Interest Rates
Attractive interest rates across different deposit schemes help maximise your savings while ensuring stable returns.
Flexible Deposit Periods
Choose from various investment tenures according to your financial planning and future requirements.
Easy Loan Facility
Eligible customers can avail loans or overdraft facilities against selected deposit schemes without disturbing their investments.
Digital Banking Services
Access your accounts anytime through Mobile Banking, ATM and UPI enabled services.
Trusted Customer Service
Our experienced banking professionals provide personalised assistance to help you choose the right deposit product.
Everything You Need for Smart Savings
Our deposit products are thoughtfully designed to help customers save regularly, invest confidently and enjoy convenient banking services under one trusted financial institution.
- Multiple Deposit Options
- Flexible Investment Amounts
- Safe Long-Term Wealth Creation
- Nomination Facility Available
- Auto Renewal Facility
- Loan Against Deposit Available
- Monthly / Quarterly Interest Options
- Dedicated Customer Assistance
100%
Secure Banking EnvironmentMultiple
Deposit ProductsFlexible
Investment TenureTrusted
Customer SupportTrusted
Customer SupportStart Your Savings Journey Today
Whether you're saving for your family, planning future investments, or looking for secure long-term returns, Peoples Urban Co-operative Bank offers deposit solutions that fit every stage of life.
Common Questions About Deposits
Find answers to the most frequently asked questions regarding Peoples Urban Co-operative Bank Deposit Schemes.
Our Banking Experts are Ready to Help
Whether you are opening your first savings account, planning an investment through Fixed Deposits, or looking for the best recurring deposit option, our experienced team will guide you in choosing the right deposit product.
Safe Banking. Trusted Investments. Secure Future.
Our deposit products are thoughtfully designed to provide safety, flexibility, attractive returns and convenient banking services for individuals, families, senior citizens, professionals, institutions and businesses.
Visit your nearest branch today and discover a deposit plan that perfectly matches your financial goals.